Using Credit Cards

I believed credit card is not new to you. It is just a plastic card but credit cardholders can use it as a form of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services. Using credit card is not bad at all as long as you know your limit and you can pay it back after using it.

In the US, most and maybe all people are using credit cards. I also heard that you cannot even rent a car there if don't use credit card as a payment. Using credit cards will also determine your credit standing and history. Without this again, as far as I heard from some friends, you cannot make a loan for a house or a car because this is where they will check your credit history.

There are also this so-called Visa reward card which will earn you some points when you use it. I heard from some friends that sometimes, they can earn as high as a thousand dollar because they are always using their plastics as form of payments. This is quite a good idea and I believed they are outstanding credit card users.

As a traveler, I find credit card very useful. I can use it especially in withdrawing money anywhere especially if the currency is different. It is actually safer for me to use it than exchanging monies from someone or elsewhere in a country that I am visiting. I can also use it as payment.

Don't judge a person who is using credit card. The main reason why they have it, its because merchants or card issuers are trusting these credit cardholders that they can pay it back. Besides, they will not issue one to you if you are not capable of paying it back. Also a reminder, you will not be one who will pay for their debts.

Lastly, you always have to remember, we already live in a modern and high technology world where plastics are very use often anywhere around the globe.