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Saturday, September 18, 2010
The Blue Sky in Nuremberg, Germany
Brown is Beautiful!
This is a personal story which I am going to share today. When I worked before in one of the biggest bank in the Philippines, some of my colleagues would ask me if I need a whitening for my skin. I just smiled and always told them, "I love my complexion and brown is beautiful". Most of Filipino women always wanted to have a fair complexion. Unlike with the women here in Europe especially in Germany, they always wanted to have a brown or tan complexion. Some are even buying the best tanning lotions or they go to the so-called Sun Studio to make their skin darker. During summer time, I even see some neighbors lying under the heat of the sun just to get a tan skin. Sometimes, I am afraid of them getting a skin cancer because too much heat of the ultra-violet rays coming from the sun. Now that I am in Europe, I enjoyed much my skin color because a lot of Europeans dream to have this natural skin complexion.
Friday, September 17, 2010
Visiting Rome, Italy
I believed I am lucky enough to visit the domicile of the head of the Catholic Church. Visiting Vatican City especially Saint Peter's Cathedral is a great moment for me. It was truly a memory that I can keep forever. I am very thankful that I was given the chance to visit this beautiful city. It was a dream put into reality and it is just unbelievable. Here is an image of me and my friend during our visit last month of August, 2010.
Vitamins Are Good
I am not an expert about this topic but I know some about it. Back during school days, we were taught that fruits and vegetables are one of the best sources of vitamins and minerals. For example vitamins A, B, C, D, E and some other more are needed by our body to help us stay fit and healthy. There are also minerals like calcium and magnesium which are needed by our muscles and bones for proper functioning and maybe to help prevent some diseases and malfunction. For women’s multi vitamin needs, you can find a lot of information online or you can ask your doctor about it. There are also these so-called dietary supplements which often contain vitamins to ensure that we take adequate amounts of nutrients needed by the body on a daily basis. Lastly, it is better to consult the doctor first before taking any sort of dietary supplements. The best thing to do, always include fruits and vegetables in your daily intakes. I am doing the same now.
White Beach in Panglao Island, Visayas, Philippines
This is one of the islands that I love in the Philippines. I had been to Panglao Island twice already and if given the chance in the future, I still want to go back there. Panglao is an island located in Central Visayas. It is located southwest of the island of Bohol and east of Cebu. It is considered to be one of the top tourist destination in the Philippines. It is famous for its beautiful dive spots and its coral reefs.
The first time I visited Panglao island was in 2006. Last February of this year, we went back there again. Here is an image I took during my second visit. This is the beautiful while beach of Bohol Beach Club. This is such a priceless view!

Panglao has a terrain that range from plain, hilly to mountainous. Panglao is made of Maribojoc Limestone, the youngest of the limestone units found in the western area of Bohol. The limestone composition halted the development of an airport as coralline limestone is soluble which causes formation of caves and sinkholes. One interesting geological feature found in the island is the Hinagdanan Cave which has an underground water source. The cave is an important water source as the island has no rivers or lakes. A tourism spot that the island of Panglao boast is the BOHOL BEACH CLUB. It features a 1.5 kilometer beach shoreline that provides a pristine beauty of what the island offers. It also boasts of the presence of one of the most beautiful dive spots that carries a glimpse of an awesome sea world treat. more about Panglao here
The first time I visited Panglao island was in 2006. Last February of this year, we went back there again. Here is an image I took during my second visit. This is the beautiful while beach of Bohol Beach Club. This is such a priceless view!
Panglao has a terrain that range from plain, hilly to mountainous. Panglao is made of Maribojoc Limestone, the youngest of the limestone units found in the western area of Bohol. The limestone composition halted the development of an airport as coralline limestone is soluble which causes formation of caves and sinkholes. One interesting geological feature found in the island is the Hinagdanan Cave which has an underground water source. The cave is an important water source as the island has no rivers or lakes. A tourism spot that the island of Panglao boast is the BOHOL BEACH CLUB. It features a 1.5 kilometer beach shoreline that provides a pristine beauty of what the island offers. It also boasts of the presence of one of the most beautiful dive spots that carries a glimpse of an awesome sea world treat. more about Panglao here
Thursday, September 16, 2010
Apple and Banana for Dinner
Fruits and vegetables are always good food especially if you want to lose some weight. I can`t believed that I only ate apple and banana for dinner tonight. For a week now, I am trying myself not to tempt to eat a lot of food especially in the evening. It might be a good way of slowly getting rid of my excess pounds. Sometimes, I am thinking about Diet pills that work fast. I guess, there are diet supplements that also work good. You can read a lot of information online to help you find out which ones are really effective. For now, I believed that eating more fruits and vegetables are good for the body because they are also rich with vitamins and minerals. I am happy to buy a lot of vegetables today as I went grocery shopping.
Hello Chicken!
I seldom see live chicken in Germany. Of course, I see a lot of chicken meat in the Metzgerei or butcher shops. Unlike in the Philippines, where my parents live, my father has a lot of chickens in the backyard. As we attended a friend´s birthday party last month, I saw that they have a lot of chicken. I already know before that they have chicken but I never see one. This time, I already saw a lot and I was amazed how big they are. Since I always have my pocket camera with me, I immediately took some pictures. Here is one of them.
Wednesday, September 15, 2010
Americans Discovering Cheap Alternative Treatments
The United States is known for it's high technology health care, but many people are now being turned off by that and seeking a more ancient approach. When new treatments come with large costs that can't be paid with a simple short term payday loan, and instead require that you get a second mortgage, it's time to seek alternatives. In fact, many Americans are finding that other countries can offer them some treatments that seem to work well for them, even if the FDA won't endorse them as being official medical treatments.
Acupuncture
Acupuncture works on the Chinese principle of an energy that runs through the body that can experience blockages, causing diseases. While Americans in the past thought that was weird, these days it's very popular. People in China have long used it to control pain, remove wrinkles, and even treat allergies. The effectiveness of the treatment is an individual perception, but everyone can easily tell that the cost is much less than conventional medicines. Plus, there are no side effects.
Herbals and Solutions
For those people without a proper health care plan, a simple antibiotic may not just be about the cost of the actual antibiotic, but also the necessary trip to the doctor that can easily range in the hundreds of dollars. Some natural health enthusiasts use colloidal silver as a natural antibiotic since it was the choice of treatment before the others came into being. For people with allergies, they may take herbal solutions rather than choosing to see a allergy specialist or take an over-the-counter synthetic drug. For people who are into natural health, changing the diet is seen as the best way to prevent disease in the first place and is a very cheap way to implement health care plan at home. The choice to eat more foods grown at home or bought organic can increase the amount of nutrition available for the body while reducing the exposure to chemicals and pesticides.
Acupuncture
Acupuncture works on the Chinese principle of an energy that runs through the body that can experience blockages, causing diseases. While Americans in the past thought that was weird, these days it's very popular. People in China have long used it to control pain, remove wrinkles, and even treat allergies. The effectiveness of the treatment is an individual perception, but everyone can easily tell that the cost is much less than conventional medicines. Plus, there are no side effects.
Herbals and Solutions
For those people without a proper health care plan, a simple antibiotic may not just be about the cost of the actual antibiotic, but also the necessary trip to the doctor that can easily range in the hundreds of dollars. Some natural health enthusiasts use colloidal silver as a natural antibiotic since it was the choice of treatment before the others came into being. For people with allergies, they may take herbal solutions rather than choosing to see a allergy specialist or take an over-the-counter synthetic drug. For people who are into natural health, changing the diet is seen as the best way to prevent disease in the first place and is a very cheap way to implement health care plan at home. The choice to eat more foods grown at home or bought organic can increase the amount of nutrition available for the body while reducing the exposure to chemicals and pesticides.
Using Business Loan Calculators
Are you looking for a new loan? Do you want to know if you could truly afford that loan? If you have answered yes to these two questions than think about finding a business loan calculator online. There are several types of these calculators online like the merchant advance calculator.
A merchant advance calculator is designed to work on merchant cash advances only. In other words, if you have decided your best course of action is to purchase a cash advance rather than a mainstream loan, you would need to use the merchant advance calculator. This calculator will ask how much you need and then calculator the daily percentage you would have to pay in order to repay the loan. Some of these calculators do not show the interest or fees you are charged for the loan. So, be sure to find one that offers all the information.
Other business loan calculators are strictly for mainstream loans like a bank loan. A bank loan has a few parts to it as well. You need to input the amount of the loan, current interest rate, any closing fees, and any down payment. You will also be asked how long the loan will be for. From this you can calculate whether the loan would be affordable regarding the monthly payments required. The results will be shown in monthly payments with most calculators.
By using business loan calculators you have the opportunity to change a few of the factors like the interest rate, down payment loan term, etc. These changes will show what you might expect if the variables are changed by the bank. The ultimate goal in using any of the business loan calculators out there is to see what your affordability of a loan would be under different scenarios.
For instance, the interest rate in the calculator may be one percent higher than the current Fed Bank Rate. However, the loan company feels you are too risky, so they increase this 5 percent rate to 7 percent. By doing your own calculations you know as soon as they tell you the rate is 7 percent whether you can afford the payments. Furthermore, you know if you have to reduce the loan amount.
The loan amount you seek is often based on what you need it for. If you are remodeling you may not be able to reduce the loan amount. In a different scenario you may be able to reduce the loan just enough to make the payments affordable at a higher interest. Using business loan calculators will give you all the information you need to know regarding your new loan. Make sure to use them for different scenarios for a clear picture.
A merchant advance calculator is designed to work on merchant cash advances only. In other words, if you have decided your best course of action is to purchase a cash advance rather than a mainstream loan, you would need to use the merchant advance calculator. This calculator will ask how much you need and then calculator the daily percentage you would have to pay in order to repay the loan. Some of these calculators do not show the interest or fees you are charged for the loan. So, be sure to find one that offers all the information.
Other business loan calculators are strictly for mainstream loans like a bank loan. A bank loan has a few parts to it as well. You need to input the amount of the loan, current interest rate, any closing fees, and any down payment. You will also be asked how long the loan will be for. From this you can calculate whether the loan would be affordable regarding the monthly payments required. The results will be shown in monthly payments with most calculators.
By using business loan calculators you have the opportunity to change a few of the factors like the interest rate, down payment loan term, etc. These changes will show what you might expect if the variables are changed by the bank. The ultimate goal in using any of the business loan calculators out there is to see what your affordability of a loan would be under different scenarios.
For instance, the interest rate in the calculator may be one percent higher than the current Fed Bank Rate. However, the loan company feels you are too risky, so they increase this 5 percent rate to 7 percent. By doing your own calculations you know as soon as they tell you the rate is 7 percent whether you can afford the payments. Furthermore, you know if you have to reduce the loan amount.
The loan amount you seek is often based on what you need it for. If you are remodeling you may not be able to reduce the loan amount. In a different scenario you may be able to reduce the loan just enough to make the payments affordable at a higher interest. Using business loan calculators will give you all the information you need to know regarding your new loan. Make sure to use them for different scenarios for a clear picture.
Tuesday, September 14, 2010
Trying to Get Loss of Excess Weight
It has been two weeks now since I am trying my best not to eat too much. I am trying my best to lose some excess weight before winter comes. I was also trying to find good sites who shares the best possible and effective way on losing weight. Thanks to stomachweightloss.org for some information shared in their websites. They also provide the list of the top 10 diet supplements that help you lose stomach fat faster. I still need to read the reviews of those products. This is the advantage of internet and computer because we can already browse everything on the net. Whether we want to find the best diet supplements, tips on how to lose weight effectively, health and beauty tips and most everything that we need to know, with the click of a mouse it is already very easy and convenient. What do you think guys? Enjoy your evening!
Sunday, September 12, 2010
Yellow Narcissus and the Beautiful Quote
Friday, September 10, 2010
Sis Got a New Lexus
Good evening folks! It is TGIF again. Another weekend is coming soon. I believed this will be another great weekend for me. There are already plans for this weekend. Some friends are already excited about it. I'll tell you once it did happened already. Anyway, I was surprised as my sister posted an image in her Facebook album showing her new Lexus car. I hope she bought an affordable car insurance for her new car. I am happy for my sister because one of her dreams did came true. This year, they also transferred to a new house and now she has her new car, these are quite great accomplishments for her. I left some messages in her facebook profile telling her that I will ride in her new car once I visit Las Vegas next time. Have a lovely weekend to all! Have fun too!
Wednesday, September 8, 2010
Happy Birthday Mother Mary
Happy Birthday Mother Mary!
Thanks for all the inspirations
you had given into my life
and to all people around the world.

Thanks for all the inspirations
you had given into my life
and to all people around the world.
TITLES OF MARY:
The name "Mary" comes from the Greek Μαρία, which is a shortened form of Μαριάμ. This is a transliteration of the Hebrew, Aramaic and Arabic name Maryam. During the Middle Ages Hebrew vowel systems were formed and the Hebrew vowel "a" changed (regularly) to "i" in a closed unaccented syllable, so that by the time the Jews began to use vowel points, they wrote it as Miryam. Mary's most common titles include The Blessed Virgin Mary (also abbreviated to "BVM"), Our Lady (Notre Dame, Nuestra Señora, Nossa Senhora, Madonna), Mother of God, and the Queen of Heaven (Regina Caeli). See Litany of the Blessed Virgin Mary.
Mary is referred to by the Eastern Orthodox Church, Oriental Orthodoxy, the Anglican Church, and all Eastern Catholic Churches as Theotokos, a title recognized at the Third Ecumenical Council (held at Ephesus to address the teachings of Nestorius, in 431). Theotokos (and its Latin equivalents, "Deipara" and "Dei genetrix") literally means "Godbearer". The equivalent phrase "Mater Dei", (Mother of God) is more common in Latin and so also in the other languages used in the Western Catholic Church, but this same phrase in Greek (Μήτηρ Θεοῦ), in the abbreviated form of the first and last letter of the two words (ΜΡ ΘΥ), is the indication attached to her image in Byzantine icons. The Council stated that the Church Fathers "did not hesitate to speak of the holy Virgin as the Mother of God", so as to emphasize that Mary's child, Jesus Christ, is in fact God.
The title, Queen Mother, has been given to Mary since she was the mother of Jesus, who was sometimes referred to as the "King of Kings" due to His lineage of King David. The biblical basis for this understanding is found in 1 Kings 2:19–20, where King Solomon made his mother, Bathsheba, his queen mother present in his royal court. This governmental practice is also found throughout 1 and 2 Kings and in Jeremiah 13:18–19. In ancient Middle Eastern cultures, it was common for a king to have more than one wife; however, the king only had one mother and she was an integral part of each royal court.
more about Mary
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