I am glad that my application for credit card was approved two years ago despite being jobless. I just see its importance when I travel. Without it, I won't be able to book flights and hotels online. I really don't have a big amount of credit limit because I just need it for petty things and some emergencies. Sometimes swiping this plastic can be addictive when you always want to use it for nonsense things or stuffs that you really don't need. For those who are having difficulties in paying their debts, I guess it is advisable to have fixed immediate annuities. With this method, it will help you control and budget your financial aspect in life.
Sometimes we just need to learn how to control our limits. If expenses will exceed income, it will result to overdraft, thus giving headache in our lives.
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